Wednesday, July 28, 2021

Christian Little is Your Trusted Mortgage Broker in BC

Whether you are a first-time buyer or an experienced buyer with excellent credit, I have access to the very best mortgage rates and products available across Canada.

 

Your Home Matters

Invest in your home today

Today's Mortgage Rates

While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada’s largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice and access to hundreds of mortgage products!

As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage and rates for their needs.

Whether you’re purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it’s important that you are making an educated buying decision with professional unbiased advice.

Book a Consultation with Christian Little Today!

Why Choose Christian Little As Your Mortgage Broker

Buying a home is one of the most exciting, life-changing projects for any family. Here at Christian Little, we believe that a mortgage should not stand between you and your dream property – instead, it should help you enjoy your new home with comfort and peace of mind!
That is why I am committed to helping you find the perfect mortgage product and rates for your needs.

There are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional.

While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada’s largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products!

As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.

Whether you’re purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it’s important that you are making an educated buying decision with professional unbiased advice.

Hundreds of Mortgage Options – At Your Fingertips

Applying for a mortgage product can take time and effort – especially if you wish to do so at several banks or direct lenders to compare their offers. However, when you are in the process of buying a home, time can make a difference.

By working with your mortgage broker, Christian Little, you can benefit from our wide range of contacts and access hundreds of mortgage products from credit unions, financial institutions, banks, and trust companies.

This means that I will be your unique point of contact to access, compare, and select multiple loan programs. So, you can better understand how the different closing costs, interest rates, and contract details will work for your specific situation.

Benefit From My Wide Network – And Secure Your Dream Home

When applying for a loan at different direct lenders, your credit score can become affected by inquiries and refusals. These can happen, but they will make it much more challenging for you to secure your dream loan at your next application. Additionally, banks are not so risk-prone, which means that any imperfection on your record might lead to higher interest rates, inconvenient mortgage products, or rejections.

I am your one-stop-shop for mortgage products, which allows you to access the best lenders for your situation and increase your chances of success – at the first application! Depending on your score, income, and assets, I are able to select the lenders that match your requirements and will happily finance your home.

If you have been struggling to access a mortgage because of your unique financial circumstances, I can help you find lenders that are more risk-prone and able to work with applicants in special situations.

Professional Guidance at Every Step

Filing a mortgage application, finding a lender, and navigating the jargon can be complicated and time-consuming – especially for first-time buyers. I understand these challenges, and can help you avoid the fatal application mistakes that often lead to loan rejections.

I know that negotiating with a direct lender can be extremely intimidating and often cause you just to accept the given rates, even if you are unhappy with them. Here is where my expertise shines! I am ready to bat for you and negotiate with the lender to get interest rates and terms that work for you.

In all this, I am very flexible and accommodating with communication and meetings. I know that you have not put your life on hold during your house-hunting project. So, I will always work around your schedule and keep you updated regarding any documents needed and the latest application progress.

I have helped hundreds of families secure their dream property with a mortgage product that offers financial comfort and peace of mind. From the moment you walk through my door to your last mortgage closing, you can always count on professional guidance, tips, and unbiased advice.

A Simpler Way To Buy Your Dream Home

Taking the first steps up the property ladder can be frustrating and intimidating. However, a mortgage should be nothing more than the help you need to invest in your dream property and start enjoying your new home. Whether you are looking to start a family, find a peaceful property to enjoy your retirement, or looking to turn your passion into a successful business, I am ready to help you achieve your goals.

Book a Consultation with Christian Little Today!

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